Rates and Fees

Search Costs

Search costs vary based on whether residential title insurance commitments are required.

Examination Fee	$100.00
County Search Fee	$75-100 (on average)
Municipal Search	$40.00	per lot
Tideland Search	$45.00	per lot
Flood Search	$12.00	per lot
Upper Court Search	$10.00	per name
STANDARD ALTA Endorsements	$25.00	per end’t
Closing Protection Letter	$75.00
Notice of Settlement	$25.00/$50.00
Metes and Bounds	$50.00
Photocopying	$25.00-$75.00
Title commitments can be issued within 1-2 days after receiving the title request. If needed, most commitments can be issued the same day.

County	$325.00
Municipal Search	$40.00	per lot
Upper Court Search	$10.00	per name
Child Support Search	$15.00	per name
State UCC Search	$60.00	per name
Title reports can be issued within 1-2 days after receiving the title request. If needed, most reports can be issued the same day.

Standard Underwriting Rate Schedule

The standard underwriting rate for either owner’s insurance, leasehold insurance, or mortgage insurance, shall be calculated according to the following rate schedule:

Policy Liability	Rate per $1,000 or Fraction Thereof
$0 – $100,000	$5.25
$100,001 – $500,000	add $4.25
$500,001 – $2 million	add $2.75
Over $2 million	add $2.00

Refinance, Recast or Substituion Loans

When a refinance, recast or substitution loan is made to the same borrower on the same property, the following rates shall apply to so much of the new policy as represents the face amount of the mortgage or mortgages other than construction loans being refinanced:

Policy Liability	Rate per $1,000 or Fraction Thereof
$0 – $100,000	$2.75
$100,001 – $500,000	add $2.50
$500,001 – $2 million	add $2.25
Over $2 million	add $1.75

Mortgage or Leasehold Modification Agreements

When a mortgage or leasehold modification or extension agreement is executed, the underwriting charge for an endorsement to the existing policy or a new policy insuring the modification or extension agreement shall be based upon the following rates up to the amount of the mortgage or lease being modified, provided that the loan being modified or extended is not a construction loan, and the property is identical to or included within the property previously insured.

Policy Liability	Rate per $1,000 or Fraction Thereof
$0 – $100,000	$1.75
$100,001 – $500,000	add $1.50
$500,001 – $2 million	add $1.25
Over $2 million	add $1.00

Paralegal Charges

The following is an estimate for searches, endorsements and settlement fees:

Searches/Endorsements	$400.00
Settlement	$450.00

Miscellaneous settlement charges may include the following:

Federal Express	$25.00	per package
Notary Fees	$25.00	per mortgage package
Copies	$25.00	per closing package
Cancellation of Existing Mortgages	$75.00	each
Wire Transfer Fees	$15.00
Record Mortgage	$185.00 – $300.00*

*Based on the number of pages of the document as charged by the county.

Documents such as deeds, assignments, releases, subordinations, discharges and warrants of satisfaction can be prepared at an additional nominal fee.

Recording Charges

DEED
First page of document (front)	$30.00
Each additional recorded page	$10.00
Marginal Notation	$10.00
REALTY TRANSFER FEE $2.00 for the first $500 or part thereof up to $150,000; the fee then increases to $3.35 for each $500 or part thereof over $150,000; the fee then increases to $3.90 for each $500 or part thereof over $200,000.
MORTGAGE
First page of document (front)	$30.00
Each additional recorded page	$10.00
DISCHARGE, ASSIGNMENT, POSTPONEMENT, SUBORDINATION OR RELEASE OF MORTGAGE
First page of document (front)	$30.00
Each additional recorded page	$10.00
Marginal notation per mortgage	$10.00
CANCELLATION OF MORTGAGE	$20.00
Complete original mortgage (if any portion of the document is missing or is a copy of an original page, a discharge of mortgage must be recorded)
NOTICES OF SETTLEMENT
Mortgage Commitment	$20.00
Contract of Sale	$20.00
Double Filing of NOS	$40.00
FEDERAL TAX LIEN
Filing of Lien	$25.00
Release of Lien	$25.00
CONSTRUCTION LIEN
Construction Lien filing	$15.00
Notice of Unpaid Balance (NUB)	$15.00
Amendment of Discharge	$15.00
Marginal Notation	$5.00
Bond	$25.00
TRADE NAME (BUSINESS FIRMS)
Trade Name Registration	$50.00
Trade Name Dissolution	$25.00
TAX SALE CERTIFICATE
First page of document	$30.00
Each additional recorded page	$10.00
REDEMPTION OF TAX SALE
First page of document (front)	$30.00
Each additional recorded page	$10.00
Marginal notation per tax sale	$10.00
FINANCING STATEMENT (UCC)
All filings and name searches	$25.00
POWER OF ATTORNEY
First page of document (front)	$30.00
Each additional recorded page	$10.00
DEDICATION/VACATION
Per Document	$30.00
LIS PENDENS
Filed Notice of Foreclosures	$30.00
Marginal notation per document	$10.00
Discharge of filed Lis Pendens	$30.00
All recorded Lis Pendens
First page of document (front)	$30.00
Each additional recorded page	$10.00
Discharge recorded Lis Pendens	$30.00
MAPS
Recording per map	$55.00
INHERITANCE TAX WAIVER
Inheritance Tax Waiver filing	$15.00
HONORABLE DISCHARGE/DD214
No recording fee
PHYSICIANS AND HOSPITAL LIENS & RELEASE OF LIEN	$15.00